Florida Auto Insurance

If you are in search of an affordable insurance that fits your needs, then look no further than LNC Insurance Providers. When it comes to auto insurance, there is no reason to compromise safety with the notion that quality is too expensive and therefore beyond reach. We know Florida Auto Insurance and of course, we offer outstanding value for money. But more importantly, our customer service is second to none in the Florida market, and the value we provide our customers, more often then none, far surpasses the expectations of our customers.

We specialize in affordable auto insurance that do not sacrifice quality for price.

The Starting Point

If you own a car in Florida, the state requirements dictates that you should carry at least $10,000 of personal injury protection (PIP) and another $10,000 of property damage liability coverage.

This is the starting point. You are, by law, required to carry Florida Auto Insurance with, as a minimum, the most basic property damage liability coverage for any accident in which you are fault. Florida law does not require bodily injury liability coverage which of course means that in the even of an accident in which the other driver incurs accident related medical expenses, you will be entirely responsible these expenses.

Making sure that you have the right car insurance means that you have to be aware of up-do-date state requirements. Car related accidents can be really expensive and having the basic, legally required coverage, does not, in any way, offer nearly enough protection for yourself or your family. From legal regulations to common coverage requirements, L & C Insurance Providers mission is to always be one step ahead of our competitors in terms of knowledge and experience.

Whether you are in the market for a new Florida car insurance policy or you would like a professional to review an existing policy, Liz Fernandez and her team, at L & C Insurance Providers will be only too happy to help.

L & C Insurance Providers in Florida shops all the major carriers to find the best policy and the best rate. Easy, Low-Cost and Worry Free.

That's the L & C Insurance Providers Insurance promise.

What you need to know if you drive in Florida

24% of drivers in Florida are uninsured. Nationwide, this number is 12%
An uninsured motorist coverage offers protection from damages caused by uninsured and hit and run drivers
Digital insurance cared are accepted. Providing proof of coverage with your smartphone to a police officer who's just pulled your over is perfectly legal
Florida is a no fault state, requiring that drivers carry their own protection. This means that when an accident happens, irrespective of who is at fault, drivers take care of themselves.
In spite of this "no-fault" state provision, drivers can be taken to court and sued for severe injury, disfigurement, or death. As such, choosing a bodily injury liability coverage that meets your needs is crucial.

What about costs?

When it comes to annual premiums for homeowners insurance, Florida ranks as one of the more expensive states in the country. But premiums vary from location to location and even from one policy to another. The determining factors in estimating the cost of homeowners insurance for your own home depend on the size of your home, your assets and of course your address.

Comprehensive and collision coverage

Though not a legal requirement, we highly recommend adding comprehensive and collision provision to your policy. This additional coverage will provide you with peace of mind and protection. Being responsible for property repair and replacement costs following an accident, when you do not have comprehensive and collision coverage can be hugely expensive. And we're not just talking about yourself here. There's also potential damage to other people properties, including personal injuries which could change your life drastically should you not have a policy that covers such potential expenditure. Talk to us about how affordable a comprehensive and collision coverage is and how it is possible to mitigate it's cost by choosing deductibles that meet your financial needs.

Florida Auto Insurance – Get The Facts