Do you have enough homeowner insurance, if any? Do you even need it?
As insurance agents, here at LNC Insurance Providers we get our fair share of questions about homeowners insurance in Florida. So I thought I'd put a Q&A section in place and attempt to answer at least some of the questions our customers routinely ask us.
One thing is sure though. It is estimated that three our of every five homes in the continental USA are underinsured by an average of twenty (20) percent less that the full value of the house. (As per CoreLogic)
This could have severe implications, irrespective of where you happen to live, but particularly so for Florida residents.
Is you home one of those under insured property? If it is, could you find $50,000 to help rebuild a house with a $250,000 replacement value? Homeowners Insurance in Florida is an important protection for anyone renting or owning a home.
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Homeowners Insurance in Florida
Please find below, some information you might find useful:
For more information about this topic, please consult this excellent article published by the SunSentinel.