LNC Insurance of Naples, FL.
Homeowners Insurance Naples, FL
Our address in Naples:
660 9th Street North #35A, Naples FL 34102
Phone: 239-431-3515
Homeowners Insurance Quote Naples: Get Started.
[spacer height="25px"]Below are two Examples of Recent Home Proposals
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COST
Naples residents pay much more for their insurance than the US national average. Whether you're looking for a homeowners insurance Quote in Naples, is a car insurance, or any other types of insurance policies, chances are you'll end up paying more than folks in other parts of the US. For example, the average cost of an HO-3 policy is $2,115 per year, or nearly twice what the same policy would cost nationwide.
FLOODING
Nowadays, modern house are built according to very strict safety standards, particularly in Florida where hurricanes can be a threat. Unfortunately, water is known to cause more damage than other elements, and flooding can devastate even the sturdiest built homes. With an elevation of around 15 feet, flooding is a major factor in determining the cost of insurance. As a result, Flood coverage can be somewhat expensive and the closer you are to water the higher the costs. If you are buying a home, make sure to avail yourself of the elevation certificate first.
CRIME
Unfortunately, crime can be seen as a direct consequence to population growth, and the number, type and incidence of crime in a particular neighborhood can affect the price of an insurance policy. This reality is part and parcel of the risk analysis and insurance carrier will take into consideration when writing a policy. The highest the crime rate, the more risks insurance companies take. Naples, and much of the South East area of Florida has its fair share of crimes, and while it is not the most dangerous city in Florida, always pay attention to the crime rate in any neighborhood you want to live in.