Florida Homeowners Insurance
DISCOVER A BETTER HOMEOWNERS INSURANCE FLORIDA
- Homeowners Insurance Quotes From Top Rated A+ Insurance Companies
- Work With an Agent Who Understands The Florida Home Insurance Market
- A Price To Fit Your Budget. Select From 32 Available Plans
- Find the Best Home Insurance Protection In 12 Minutes
- Two ways To Get A Quote. Call us right now or fill the form bellow
Get the best Homeowners Insurance in Florida
Below are two Examples of Recent Home Proposals
| SIMPLE QUOTE 1 | HOMEOWNER'S POLICIY |
|---|---|
| Quoted Coverages | Limits |
| Dwelling | $222,000 |
| Personal Property | $110,000 |
| Loss of Use | $22,000 |
| Personal Liability | $3000,000 |
| Medical Payments | $2,500 |
| Other Structures | $22,000 |
| TOTAL ANNUAL PREMIUM | $649.7 |
| SAMPLE QUOTE 2 | HOMEOWNER'S POLICY |
|---|---|
| Quoted Coverages | Limits |
| Dwelling | $300.000 |
| Personal Property | $110,000 |
| Loss of Use | $30,000 |
| Personal Liability | $3000,000 |
| Medical Payments | $2,500 |
| Other Structures | $30,000 |
| TOTAL ANNUAL PREMIUM | $774.83 |
Homeowners Insurance Florida
L & C Insurance Providers agents can easily explain the circumstances specific to Florida homeowners, along with mortgage requirements and the difference between dwelling, personal property, liability, medical payments and loss of use coverage as well as available discounts.
Check out our online request form and a knowledgeable L & C Insurance Providers agent will find the best options for you to choose from.
Your home is likely your most costly asset. It contains your belongings and valuables and more importantly your family and cherished memories.
After the overwhelming task of finding a new home in Florida, it can be tempting to settle by purchasing a basic homeowner’s insurance policy that could leave you with inadequate coverage or paying for more coverage than you need.
Liz Fernandez at L & C Insurance Providers will make sure your homeowner’s insurance policy will provide adequate coverage to protect your home from fires, hurricanes, break-ins and more. Compensation for your financial loss will allow you and your family to continue living comfortably.
Our knowledgeable agents in Florida will explain the details and variety of home insurance coverage available to you.
We are familiar with the unique circumstances and needs that Florida homeowners face such as flood and hurricane damage.
L & C Insurance Providers shops all the major carriers in Florida, to find the best policy and the best rate. Easy, Low-Cost and Worry Free. That's the L & C Insurance Providers promise.
Simply call 888-913-6988 or complete our online quote request form.
Liz Fernandez at L & C Insurance Providers will help you find affordable Florida Homeowners Insurance to protect one of your most valuable assets.
Important: We serve the needs of the entirety of Florida. If you need homeowners insurance in Naples, Miami, Tampa, Boca Raton, Orlando or anywhere else in the sunshine state, we can help you!
Flood Insurance FAQs
- Most flood insurance policies require a 30-day waiting period before the policy goes into effect unless you have a new home purchase and closing is less than 30 days.
- Flood policies must be paid in full upfront.
- Policies are purchased for a one year term.
- Premiums are based on the amount of coverage you desire, your deductible amount selected, your property’s flood zone risk, location and foundation type on your home.
- Flood insurance covers the home’s foundation and its support systems as well as appliances.
- Coverage is available for the structure and/or your belongings.
- L & C Insurance agents can help you identify what is covered under building property coverage and personal property coverage as well as coverage for lower levels in your home such as basements and crawlspaces.
- They can walk you through how damages are valued explaining the difference between Replacement Cost Value, RCV or Actual Cash Value, ACV and other special considerations.
Why Us?
We know that you have choices when it comes to choosing a homeowner of flood insurance company.
All we ask is that you give us an opportunity to show you what we can do for you. We will not disappoint you.
Over 10 Years Experience
We are a Florida Independent Insurance broker. We have been helping Floridians for over 10 years. We only work with Rated A+ companies, so you don't have to worry in the event of a claim. All of our carriers offer 24/7 claim support.
Striving for perfection
We work hard everyday to provide the very best
We Offer
Highly Personalized
Insurance Coverage
Our rates are
REALLY
Affordable
You can contact us electronically
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