Management and Professional Liability Insurance
Businesses face risks every day. Management and professional liability insurance is designed to protect you and your business against the potentially devastating costs of those exposures. Without adequate insurance protection, your clients, your reputation, your...
What Is General Liability Insurance?
Commercial general liability insurance (CGL) protects your business in the event that someone makes a claim against it for bodily harm or property damage. On a daily basis, your company touches the lives of many people, including contractors, clients, customers and...
Protect Your Florida Home from These 10 Modern Plagues
Florida Insurance Plagues. The Truth You NEED To Know Locusts, blood, darkness … While Floridians don’t exactly have to deal with the same plagues faced by the Ancient Egyptians, Florida’s unique environment presents homeowners with their own set of challenges. ...
Debunking 7 Popular Florida Flood Insurance Myths
When it rains, it pours in Florida! Every year, Florida receives at least 50 inches of rain, with most rainfall occurring in the summer months. And you know what comes with rain… floods! Floods are the number one natural disaster in the United States, and Florida is...
What is Business Owners Policy ( BOP Insurance ) ?
What Does a BOP Cover? A business owner’s policy (BOP) combines two types of coverages to protect your small business against a variety of claims. Its coverage components include: Commercial general liability insuranceCommercial property insurance, often...
Protect Your Business with a Distracted Driving Policy.
Employees who drive during the course of their work may also drive up their employer’s risk factors if they fall prey to distractions behind the wheel. The 2017 Travelers Risk Index indicates that 30% of all businesses worry “a great deal” or “some” about distracted...
Why Is Florida Homeowners Insurance Going Up?
The perfect storm that has been brewing in Florida’s property insurance marketplace has finally made landfall—and it’s wreaking havoc on homeowners insurance rates. The three leading causes of premium spikes include Assignment of Benefits fraud, Hurricane...
Does Your Homeowners Insurance Cover Water Damage?
Water damage is one of the leading claims filed by homeowners and accounts for billions of dollars in losses annually in the U.S. Yet many homeowners are unaware of what types of water perils are—and are not—covered by their home insurance policy. Unfortunately, this...
Vacation and Second Home Insurance: What You Need to Know
How to Insure Your Second Home Many people consider buying a second home for several reasons, including: Vacation homeRental propertyTax benefitsLong-term profitsFlexibility in where you live No matter what reason you choose to buy a second home, it’s important...
Hazard vs. Homeowners Insurance: What’s the Difference?
By Guylaine Cadorette | Mar 09, 2021 Shopping for a new home is an exciting time for many Floridians, but few know that the home they choose could make or break their home insurance rates. Whether you’re searching for an already built home or planning to construct one...